MultiMoney Credit transaction is limited only for the purpose of temporary needs for funds

October, 2011

Dear Customer,

Thank you for banking with us and for your continued patronage to Citibank.

We regret to inform you that we have discontinued the MultiMoney Accounts credit line for purposes other than temporary needs for funds, as of the dates below.

You may not use MultiMoney Credit transaction to purchase investment products* at Citibank. This change does not affect your access to the existing line of credit for purposes of temporary needs for funds and we hope that you will continue to enjoy the services. Customers who already have balances on their MultiMoney Credit are NOT being asked to repay the outstandings in lump-sum; the repayment method will remain the same.

We apologize for any inconvenience this may cause and appreciate your understanding and continued support.

• *Investment products include Foreign Currency Deposits, Structured Deposits, Mutual Funds, Financial Products Intermediary Business and Insurance Products.

Retail Banking Division
Citibank Japan Ltd.

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