Personal Profiling for Investment and Foreign Currency Deposits

We realize that every customer has a different idea about investment objectives and individual attitudes toward risks. We also know that when customers consider investment choices, it is important in managing their assets that they first ascertain their investment objectives and the degree to which they are willing to accept risk. Accordingly, we use the personal profiling questionnaire at Citibank as a means of asking customers about their objectives and attitudes toward risk. This enables us to suggest products that appropriately match each customer based on individual customer risk scores which are derived from details provided by customers in the questionnaire. Please be aware terms and conditions for applications pertaining to respective products must be met when applying to conduct an actual transaction.

The questionnaire contains 16 to 18 questions and it takes approximately 10 to 20 minutes.

Notice

Please note that based on your personal profiling we may not be able to offer you products if product risk level is greater than your risk score.
Please note that purchase of Mutual Funds, Bonds and Insurance products requires the ability to read and understand Japanese language documents such as Prospectus etc.

Acquiring and Updating Your Risk Score

Answering the Personal Profiling Questionnaire

Please answer the "Personal Profiling for Investment and Foreign Currency Deposits" questionnaire if you wish to apply for or use any of the following products or services. After you answer the questionnaire, you will be assigned a customer risk score. Your responses are valid for one year. However, you will be asked to make revisions each time your financial situation changes, even if it has been less than one year.

Please note when you are attempting to purchase products and if you don’t have a risk score or your customer risk score has expired, we will notify you need to acquire a risk score. In such a case, please take the personal profiling questionnaire.

Transactions and Contracts require the personal profiling questionnaire result

Conducting Foreign Currency transactions (including Structured Deposits, Order Watch and Cross Currency transaction)

Purchasing Mutual Funds

Purchasing Bond products

Contracting for Insurance products

Please note that purchase of Mutual Funds, Bonds and Insurance products requires the ability to read and understand Japanese language documents such as Prospectus etc.


	How to conduct Foreign Currency transaction * Please be aware terms and conditions for applications pertaining to respective products must be met when applying to conduct an actual transaction. Click here for more about Mutual Funds (available in Japanese only) Click here for more about Bond products (available in Japanese only) Click here for more about Insurance products (available in Japanese only)

Acquiring and Updating Your Risk Score Answering the Personal Profiling Questionnaire


Quick Guide Click details for more about how to take the personal profiling questionnaire through Citibank Online. details


Frequently Asked Questions Click details if you have any inquiry regarding the personal profiling questionnaire. details

At Citibank, customers are charged a monthly account maintenance fee of 2,100 Yen (tax included), which is deducted from their account on the first banking day of the following month. However, this fee is waived when any of the below criteria is met:

.	the Total Average Monthly Relationship Balancein foreign currency in the previous month is equivalent to 200,000 Yen or more,
.	the Total Average Monthly Relationship Balancein the previous month is equivalent to 500,000 Yen or more,
.	the customer is paying a housing loan (including Mortgage Power),
.	the average monthly loan balance for Advance Money or card loans in the previous month is 4 Yen or more,
.	the customer is a member of the Citi Platinum Card or Citi Gold Card issued by Citi Card Japan Inc. (Citi Platinum VISA Card, Northwest/Citi WorldPerks Platinum VISA Card, Citi Gold Card, Northwest/Citi WorldPerks VISA Gold Card, Citi Elite, and Citi Dollar Card) and designates a Citibank account to pay balances on these cards, or
.	a new account is opened for the month in which the account is opened and the two subsequent months.

Foreign currency deposits are not covered by any deposit insurance.

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