Introduction of Overseas ATM Service Charge

March ,2009

Dear Customer

From May 11th(Mon.) 2009, new ATM fee will be introduced for overseas CD/ATM cash withdrawal transaction using Citibank Banking Card and Gaika Cash Card.

Transaction	Withdrawal at overseas CDs/ATMs
Fee	210 Yen per withdrawal (from Yen Savings Account, e-Savings account and Yen Checking Account) 2 US Dollar per withdrawal (from US Dollar Savings Account)

*	Citigold and Citigold Premium customers can make transactions at practically no charge. These fees will be deducted when a transaction is conducted, but the same amount will be credited back to the account later.

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