My First Gaika

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My First Gaika is a foreign currency time deposit that offers automatically diversified timing for buying foreign currencies.

Below are the instructions for opening a My First Gaika.

About "Personal Profiling for Investment and Foreign Currency Deposits (Personal Profiling)"

Have you completed your "Personal Profiling"?

In order to offer more suitable products, Citibank requests customers to answer a questionnaire on your knowledge, experience and purpose about investment, total financial assets, annual income etc to calculate your 'Risk Score'.

*	If your Risk Score doesn’t meet this product’s Risk Level, purchase of this product cannot be conducted.
*	Your answers to Personal Profiling will be valid for 1 year. Please retake the Personal Profiling questionnaire if your score has expired.

Select My First Gaika menu and check product information

Click " Time Deposits / Structured Deposits" from the main menu on the left hand side of the screen and select " My First Gaika" below.

Confirm features of My First Gaika.

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Select Currency and Tenor

The following items will be displayed.

• Currency/tenor
  Available combinations of currencies and tenors. Currencies are denoted by three-letter abbreviations (USD=U.S. Dollars, etc.).
  View Currency Code Chart
• Tier Minimum
  The tier minimum is the required minimum opening deposit for a My First Gaika.

Select a currency and tenor from the chart.

Clicking on the interest rate for the combination of your selected currency and tenor will take you to the next page.

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Enter Required Fields

Your Yen and foreign currency interest rates, which are determined by the currency and tenure you selected in Step 2, and your Yen deposit, will be displayed.

• Deposit in Yen (more than __ yen)
  The minimum amount of money in Yen that must be deposited in order for the displayed Yen interest rate and foreign currency rate to apply.
• Yen Interest Rate
  The annual applied rate for Yen deposits before conversion (%).
• Foreign Currency Interest Rate
  The annual applied rate for deposits in foreign currencies before conversion (%).

*	Interest rates are subject to daily updates due to market fluctuations.

Enter the amount you would like to deposit.

Please note that the only debit accounts you can use for the My First Gaika are MultiMoney Yen savings.
Please note that you may only use one-byte numbers without commas.

Example: When you would like to deposit 300,000 yen.

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The purpose of the transaction

Select the purpose of the transaction

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Confirm Details You Entered

Details you entered in Steps 2 and 3 will be displayed.

Confirm your information and check the appropriate box, then click on "Execute Transaction."

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Confirmation after Transaction

Details of your My First Gaika will be displayed.

To open another My First Gaika, click on “Open Another My First Gaika.”

To view or print out your transaction record, click on “View Transaction Record.”

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