Credit ratings

As of February 15, 2013

  Moody's S&P Fitch
Rating Outlook Rating Outlook Rating Outlook
Citibank Japan Ltd.            
Long Term Baa1 Stable A Negative A Stable
Citigroup Inc.            
Long Term Baa2 Negative A- Negative A Stable
Citibank, N.A.            
Long Term A3 Stable A Negative A Stable
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